Terms and Conditions

Introduction and Acceptance

Welcome to faymoraquent. These terms and conditions govern your use of our financial planning subscription service and form a legally binding agreement between you and our company.

By accessing our website or using our services, you acknowledge that you have read, understood, and agree to be bound by these terms.

If you do not agree with any part of these terms, please do not use our services or access our website.

Definitions and Interpretation

The following terms have specific meanings throughout this agreement.

• • "Service" refers to our financial planning subscription, consultations, and related offerings provided through faymoraquent.com
• • "User" or "you" refers to any individual or entity accessing or using our services
• • "Content" includes all information, text, graphics, and materials provided through our service
• • "Agreement" refers to these terms and conditions and any additional policies referenced herein

Service Usage and Acceptable Use

Your use of our financial planning services is subject to the following conditions and restrictions.

Permitted Uses

• • Using our services for legitimate financial planning and consultation purposes
• • Accessing content and tools provided as part of your active subscription
• • Communicating with our team regarding your financial planning needs

Prohibited Uses

• • Sharing account credentials or allowing unauthorised access to your subscription
• • Using our services for any illegal, fraudulent, or harmful activities
• • Reproducing, distributing, or commercialising our proprietary content without permission
• • Interfering with the security or proper functioning of our website or services

User Responsibilities and Obligations

As a user of our financial planning services, you agree to the following responsibilities.

• • Providing accurate and complete information for your financial assessments
• • Maintaining the confidentiality and security of your account information
• • Notifying us promptly of any changes to your contact or financial information
• • Using our services in accordance with applicable laws and regulations

Intellectual Property Rights

All content, methodology, software, and materials provided through our service remain the exclusive property of faymoraquent and its licensors.

We grant you a limited, non-exclusive, non-transferable license to use our services solely for your personal financial planning needs.

You may not copy, modify, distribute, or create derivative works from our proprietary content without explicit written permission.

Privacy and Data Protection

Your privacy is important to us, and we handle your personal information in accordance with our Privacy Policy and applicable data protection laws.

We collect and process personal information necessary to provide effective financial planning services and maintain our business relationship.

Payment Terms and Subscription

Your subscription to our financial planning service is subject to the following payment terms and conditions.

• • Subscription fees are charged monthly in advance at the rate of $250 AUD per month including GST
• • Payment is due on the same date each month as your initial subscription activation
• • Failed payments may result in service suspension until payment is successfully processed

Service Disclaimers and Limitations

Our financial planning services are provided "as is" without warranties of any kind, whether express or implied.

We do not guarantee specific financial outcomes or that our recommendations will achieve your desired results.

Limitation of Liability

To the maximum extent permitted by law, faymoraquent's liability for any claims arising from our services is limited to the amount paid by you in the preceding 12 months.

We shall not be liable for any indirect, incidental, consequential, or punitive damages, including lost profits or business opportunities.

Our total liability to you for all claims shall not exceed the total fees paid for your subscription in the 12 months preceding the claim.

User Indemnification

You agree to indemnify and hold faymoraquent harmless from any claims, damages, or expenses arising from your use of our services, violation of these terms, or infringement of third-party rights.

Dispute Resolution

We are committed to resolving any disputes fairly and efficiently through the following mechanisms.

Termination of Services

Either party may terminate the subscription service with 30 days written notice to the other party.

Upon termination, your access to services will cease, but these terms will continue to apply to any unresolved obligations.

Governing Law and Jurisdiction

These terms are governed by the laws of Australia, specifically the laws of Victoria, without regard to conflict of law principles.

Any legal proceedings must be brought in the appropriate courts of Melbourne, Victoria, Australia.

Modifications to Terms

We reserve the right to modify these terms at any time, with changes effective immediately upon posting to our website.

We will notify active subscribers of material changes via email or through our service platform.

Entire Agreement

These terms, together with our Privacy Policy and any additional policies, constitute the entire agreement between you and faymoraquent regarding our services.

Contact Information

For questions about these terms or our services, please contact us using the information provided below.